In the year 2004, the Australian financial services industry underwent massive changes following the introduction of the Financial Services Reform Act. The full force of the legislation came into effect on March 1, 2004 and it had a major impact on the way business is now conducted.

It introduced a new licencing regime and restricts the provision of "advice giving" to people who are either holders of the new Australian Financial Services (AFS) licence or, authorised to provide advice under another party's licence.

Now 2 years on, a significant number of advisers from different disciplines within financial services have left the industry and as you are aware, many of your fellow practitioners have been excluded altogether from some areas of "advice giving". Increasing regulation, cost of operating a business under the new regime and commoditisation of both advisers and their products, will see a further decline in "pre FSR independent" adviser numbers.

To remain an autonomous entrepreneur and with our own private brand under the new regime, we successfully applied for and were granted our Australian Financial Services (AFS) licence on March 1, 2004 .

The never ending growth of regulation and compliance continues to add layers of complexity to your profession. Profitability on many activities decreases steadily while the cost of marketing, management and servicing steadily increases. People are working harder and longer while accomplishing less.

In this stifling environment, how do you look to expand the capabilities of your practice, strengthen client relationships and once again become a proactive adviser to your clients?

Many of your colleagues are looking for ways to differentiate themselves, to "add value" as they say to their proposition. However, to the outsider, potential clients and clients alike they still look and sound the same.

When you partner with us we'll show you how to " create" value for your clients, and they will love you for it………and gladly pay you for it.

When you partner with us we'll help you climb above the crowd, differentiate yourself and respond creatively to your client's needs. We'll help you develop a unique relationship with your client that is both creative and productive.

Our way is new, better and different and will bring to life an exciting new chapter in the development of your practice. It will:

Dare to be different, bring that uniqueness into your practice. Contact us today and find out how.

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